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How A lot to Spend on a Diamond Engagement Ring

How much to spend on a diamond engagement ring

How Much to Spend on a Diamond Engagement Ring: The traditional story was that a young man (back then it was always young men!) Should be willing to spend two months’ salary on an engagement ring. The advertisement implied that this amount of money should be a sum that a sensible and prudent young man had saved when he was ready to commit himself to marriage, and that less money would devalue the young woman in his life! Sure, the implication went, it’s worth all of that and more!

And so young men felt compelled to spend a fair amount of money on a symbol to commemorate love, which is actually priceless! Public stunt aside, how much should you be willing to spend on an engagement ring? Let’s look at all of the points to consider.

Your Büdget

First and foremost, don’t go into debt for a piece of jewelry, no matter how important or important! Pick a smaller stone or delay the engagement so you can save up for the perfect ring. However, try not to get into debt. There’s a saying that we’re all just a paycheck or two away from bankruptcy. So try to save your credit facilities for important things like mortgage, groceries, etc. in case you lose your source of income. Decide how much you can comfortably spend on the ring and stick to that budget: future – they will thank you for this insight!

The setting

While the diamond is usually the most significant and expensive part of the engagement ring, the setting should not be neglected. Keep in mind that some mounts are out of fashion and can affect the resale or replacement value of your ring, while some metals are better value than others. For example, the demand for platinum (which is used in catalytic converters) has fallen sharply due to the recent boom in electric cars, which has brought the price down dramatically. This means that although a platinum ring is purer than white gold, it must contain at least 95% platinum compared to white gold which only needs to contain about a third of gold while being more durable and heavier at the same time, a platinum setting can actually be cheaper than white gold .

The stone

The quality of the stone will determine the price more than any other factor. If your partner is after a great stone, you may be able to drop the requirements for clarity and color and afford a more generous stone than if you opted for the best quality diamond you could find. Check out this diamond price calculator for more information on how fluctuations in the quality of the stone can affect the price.

What’s the best way to find out how much to spend on an engagement ring? We live in modern times, and there is one thing everyone should do before committing to spend this much money: Ask your partner! Not only may they prefer a smaller, more discreet ring (especially if they are working with their hands), but they will also appreciate being asked about a piece of jewelry they will wear for years to come!

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