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Engagement Ring Shopping for Information On A Finances

Buying guide for engagement rings on a budget

Buying Guide for Engagement Rings on a Budget: It is important that you know your budget before looking for an engagement ring. You can find all kinds of advice and general rules on the internet such as: B. spending a salary of 2 or 3 months.

But you need to remember that the wedding is an expensive proposition and the engagement ring is not the only thing you will be paying for. So choose an amount that you would like to spend.

Diamond rings can cost $ 5,000 on average, but that doesn’t mean you can’t find one in the $ 3,000 or $ 2,000 range. How to find and buy the engagement ring on a budget.

Set the 4Cs

The 4Cs contain the cut, clarity, carat and color of the diamond and can help you determine the quality of the gemstone. But they can also help you lower the final cost. You can compromise on one or more properties. Here’s how:

  • cut
    The diamond cut defines its facets and proportions. It affects the appearance, price, and quality of the stone as it determines how the light reflects off the stone. The sparkle and brilliance of the ring depend more on the cut than anything else. The diamond cut or shape can affect the price. For example, the round cut is the most common shape, but the oval shape can help you save a significant amount compared to the round diamond rings. Asher cut is another option that costs less.
  • carat
    Carat is the weight of the diamond. Some people are desperate to get a certain weight or size of diamond. First of all, you should know that carats are not directly related to the size of diamonds. A good diamond curator can help you achieve a bigger diamond look when working with a small carat size. The difference between one carat and 0.96 carat is not even noticeable to the naked eye, but the price difference is significant. So you can just buy 0.90 carat instead of 1 carat and get a diamond ring at a relatively cheaper price.
  • colour
    Just like the carat weight, the color is another characteristic that you can customize without sacrificing the overall appearance and quality of the ring. You can easily buy an affordable ring if you are not obsessed with perfect color quality. Some “imperfect” color levels still appear “colorless” to the naked eye. The gemstone between grade G and I is an economical option with no noticeable color change. With some diamond shapes, you can even choose a color quality that is lower than stone color I.
  • clarity
    The stone must appear “clear” to the naked eye and not necessarily be of perfect quality. There is a significant difference between the price of VVS1 (the perfect clarity scale) and SI1 (slight inclusions), but no obvious difference in appearance. If you want to save a considerable amount, you can go for the salt and pepper diamond ring.

buy online

Time and effort aren’t the only savings when you shop online, it can save you a lot of money too. You can expect to pay up to 20% or 30% less than in high-end stores. This is because the physical stores have to pay expenses like rent, lease, payroll and sales commissions. This is especially true if you are shopping in a store in another country like Dubai. Dubai engagement ring sellers are able to offer cheaper prices due to lower VAT and import duties.

Make sure you are shopping on a reliable company website. You can confirm this by going through the ratings, physical address, and other details. Also, make sure to buy GIA certified diamonds when shopping online.

Go to a cluster setting

The bigger a diamond, the higher the price. Opt for a small, grouped ring setting so you don’t have to pay too much for the engagement ring. Multiple tiny gemstones instead of one large stone can drastically reduce the price of the ring. In case you (or your partner) are not interested in a cluster setting, you can get a solitaire with a low color grade (ex. K) with slight inclusions.

As you can see, there are many ways you can save a considerable amount when purchasing an engagement ring. You can get in touch with a diamond curator and share your budget and requirements. Any experienced ring designer can help you create a bespoke ring that looks great, yet falls within your budget.

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Buying guide for engagement rings on a budget

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